How To Transfer Money From Paytm Wallet To Bank Account?

Looking for how to transfer money from Paytm Wallet to bank account in 2025? Paytm still allows users to make wallet-to-bank transfers, even after recent regulatory changes. You can transfer up to ₹25,000 per transaction and ₹1,00,000 per day with KYC completed—at no extra charge. As per current guidelines, a minimum of ₹100 is required to initiate a wallet-to-bank transfer.

This guide explains the steps, limits, and updated rules for smooth fund transfers from your Paytm Wallet to any bank account.

Transfer Money from Paytm Wallet to Bank Account

You can continue using the Paytm Wallet to transfer funds to a bank account, even after regulatory changes to Paytm Payments Bank. However, new wallet top-ups and transfers now rely on partner banks integrated via Paytm’s platform (e.g., Axis Bank, SBI).

Here’s what remains applicable:

• KYC is mandatory for wallet-to-bank transfers as per 2025 RBI norms.
• Minimum transfer amount: ₹100
• Transfer limit: ₹25,000 per transaction, ₹1,00,000 per day (if KYC is complete)
• No extra charges for standard transfers

Ensure your wallet is active and linked with a valid KYC-compliant profile for a smooth transfer process.

Step-by-Step Guide on how to Transfer Money from Paytm Wallet to Bank Account

Here is a step-by-step guide on how to transfer Paytm wallet money to a bank account:

• Step 1: Open the Paytm app on your mobile device. 
• Step 2: Scroll down to the ‘My Paytm’ section and click the ‘Paytm Wallet’ tab. 
• Step 3: Select the ‘Transfer to Bank’ option on the next page.
• Step 4: Enter the amount for the money transfer on the new window.
• Step 5: Fill in the required information, including the account number, IFSC code, and the name of the account holder or select a saved bank account and click ‘Confirm’.

Your requested amount will be swiftly transferred and credited to the specified bank account. 

What Can You Do with Your Paytm Wallet Balance?

There are two primary ways to utilise your Paytm Wallet balance:

• Make payments directly using your wallet for online shopping, bill payments, mobile recharges, or at supported offline merchants.
• Transfer the balance to your bank account for broader use, including withdrawals, online transactions, or bill settlements.

Paytm Wallet Use After RBI Regulatory Changes in 2025

As of 2025, Paytm Payments Bank is no longer onboarding new customers or accepting fresh deposits due to RBI restrictions. However, Paytm Wallet services continue to operate via licensed partner banks. Make sure to:

• Complete full KYC to access wallet features
• Link an active savings account from another bank to receive wallet-to-bank transfers
• Monitor app notifications for service updates or transfer limits

Conclusion

Now that you have a comprehensive idea of how to transfer money from your Paytm wallet to a bank account, you can easily transfer funds to your account. The entire process occurs seamlessly within the Paytm app. It also offers a user-friendly and secure means of transferring funds to a bank account.

Other Articles:
1. How To Transfer Money From PhonePe Wallet To Bank Account?
2. How To Transfer Amazon Pay Balance To Bank Account? 
Paytm related articles:
1. How to Deactivate or Delete Paytm Account?
2. How To Transfer Money From Paytm Wallet To Bank Account?
3. How to Add a Bank Account in Paytm?
4. Paytm HDFC Credit Card - Benefits, How to Apply, Features and Eligibility