Nomination transfers the benefits of EPF account holder’s PF contribution, interest, EDLI and pension to the nominee on the unfortunate demise of the account holder. Once the nomination is done, EPF members can update or change the nomination online.Pre-requisites for EPFO Nominee UpdateThe members need to have the following before updating or changing their EPF nominee:Activated and Aadhaar-linked UAN (Universal Account Number)Mobile number linked with Aadhaar Updated EPF account profile with address and photographScanned photo of the nomineeAadhaar number of the nomineeBank account number with IFSC and address of the nomineeHow to Update/Change EPF Nominee Online?The process to update the EPF nominee online is the same as the process to add e-nomination. When a new nomination is added in EPF, it will override the existing nomination. Thus, if a member has already added his spouse as the nominee and also wants to add his child, then he must add both their details again by following the e-nomination process.If a member wants to change the nominee or update any details of the existing nominee, then the member need not delete the old nomination. He/she can directly add details of the new nominee or update details of the already existing nominee and complete the process.Every time a member wants to add a nominee, then he/she needs to add the previous nominee details again with the new nominee details to keep both the persons as nominees.The steps to update EPF nomination or make a new nomination are as follows: Visit the EPFO Member e-Sewa Portal.Login by entering the UAN, password, and captcha and click on the ‘Sign in’ button.Select the ‘E-nomination’ option under the ‘Manage’ tab.Click on the ‘Enter new nomination’ option on the next page.The ‘Profile’ details will appear on the screen.

The Tamil Nadu Government 1000 Rupees Scheme, officially called the Kalaignar Magalir Urimai Thogai Scheme, provides monthly income support to eligible women heads of families in Tamil Nadu. Under this scheme, ₹1,000 is transferred every month directly to beneficiaries’ bank accounts to promote financial independence and household security.Key Highlights:Women be above 21 years and their family income must be less than ₹2.5 lakh p.a. to receive money.Eligible women can apply for the Tamil Nadu 1000 Rupees Scheme on the KMUT website.Women can call the Kalaignar Magalir Urimai Thogai Scheme helpline number in case of any problem or queries - 044-25619208Only one woman per family can receive the amount.What is Kalaignar Magalir Urimai Thogai Scheme?The Tamil Nadu (TN) Government launched the Kalaignar Magalir Urimai Thogai (Kalaignar Scheme for Right of Women), or 1000 Rupees scheme, in Kancheepuram, the hometown of C N Annadurai on his birth anniversary on 15 September 2023.Under the Kalaignar Magalir Urimai Thogai Scheme, the TN Government provides financial assistance of ₹1,000 every month to the women residents of Tamil Nadu. The TN Government will deposit ₹1,000 to the eligible beneficiaries in their bank accounts through a Direct Benefit Transfer (DBT). The TN government also issued ATM cards to eligible women to withdraw the allocated amount as needed. Since the financial assistance is directly transferred into the beneficiaries’ bank accounts, it ensures a streamlined and efficient distribution process. The Kalaignar Magalir Urimai Scheme is beneficial in improving the living standard of the citizens of Tamil Nadu.Kalaignar Magalir Urimai Thogai Scheme RulesTo receive ₹1,000 every month under the Kalaignar Magalir Urimai Thogai Scheme, the following household and beneficiary rules apply:Under the 1000 Rupees Scheme, the government provides ₹1,000 to only the women head of the family. Only one woman from the family, i.e. the woman head of the family, can get ₹1,000 every month. The woman named as the head of the family in the ration card is considered as the woman head of the family. When the ration card or family card specifies a male as the head of the family, the wife of the male head of the family mentioned in the ration card is considered as the woman head of the family. The woman head of the family will receive ₹1,000 in her registered bank account every month. Tamil Nadu Government 1000 Rupees Scheme BenefitsEligible women heads of households receive the following benefits under the Tamil Nadu Government 1000 Rupees Scheme:Provides regular monthly income support.Reduces dependence on informal borrowing.Helps meet daily household expenses.Improves standard of living and economic stability.Strengthens women’s financial autonomy and dignity.Tamil Nadu 1000 Rupees Scheme EligibilityTo apply for the Tamil Nadu Government 1000 Rupees Scheme, applicants must meet the following eligibility conditions:All women and transgenders residing in Tamil Nadu above 21 years are eligible. Unmarried women and widows who are heads of their households are eligible under this scheme. The annual family income of the woman applicant must be below ₹2.5 lakh. The woman’s family should not own more than 10 acres of dry land or five acres of wetland.The annual household power consumption of the woman should be below 3,600 units.The woman’s family should not have a car or four-wheeler.The wives of government employees (both State and Central Government), bank employees, Public Sector Undertakings (PSUs), income taxpayers, pensioners, professional taxpayers, and elected representatives of local bodies are not eligible for the scheme. How to Apply for the 1000 Rupees Scheme in Tamil Nadu Online?The online registration for the Kalaignar Magalir Urimai Thogai Scheme started on 15 September 2023.

Voter ID Aadhaar link status check allows voters to verify whether their Aadhaar number has been successfully linked with their Voter ID. For residents checking Voter ID Aadhaar card link status AP or elsewhere in India, the status can be tracked online through the NVSP portal using a reference number or login details.Key Highlights:Status can be tracked with or without a reference number.Aadhaar–Voter ID linking is voluntary but recommended by the Election Commission.Applications are submitted using Form 6B for Aadhaar linking.Andhra Pradesh voters can check voter id aadhaar card link status AP using the same NVSP process.Check Voter ID with Aadhaar Card Link Status with Reference NumberBelow are the steps to check if your Voter ID is linked with your Aadhaar when you have the reference number: Step 1: Visit the NVSP portal.Step 2: Click the ‘Track Application Status’ tab.Step 3: Select the state and enter the reference ID given to you when you applied to link your Voter ID with your Aadhaar card.Step 3: Select the state and enter the reference ID given to you when you applied to link your Voter ID with your Aadhaar card.Step 4: Click the ‘Track Status’ button. You will get the Voter ID Aadhaar link status.Check Voter ID Aadhaar Link Status without Reference NumberBelow are the steps for Voter ID Aadhaar card link status check without reference number:Step 1: Log in to the NVSP portal by entering your mobile number and password.Step 2: Click the ‘Dashboard’ tab at the top of the page.Step 3: You will see the reference number, form type as Form 6b, form submission date, and status. ‘Form 6b’ is the application for linking your Voter ID with an Aadhaar card. If the status is blank, the Election Commission authority has not accepted or rejected your linking request.

PAN card status check by mobile number is a simple way to track your PAN application using your registered phone number and acknowledgement number. You can check the status via SMS, phone call, or online portals of NSDL and UTIITSL. This helps confirm processing, dispatch, or delivery delays without visiting an office.Key Highlights:PAN card status check by mobile number works only with a valid acknowledgement number.Both new PAN applications and correction requests can be tracked.No login or PAN number is required to check application status.Prerequisites For PAN Card Status Check by Mobile NumberBefore checking PAN card status by mobile number, ensure the following:15-digit acknowledgement number (issued after PAN application submission)Mobile number registered at the time of PAN applicationCorrect date of birth (required for online tracking)Note: The acknowledgement number is a 15-digit unique number provided to you when you apply for a new PAN card or modifications in your PAN card. PAN card status cannot be checked using only a mobile number. The acknowledgement number is mandatory.PAN Card Status Check By Mobile NumberPAN card status using a mobile number works only when it is used along with the acknowledgement number provided during application. You can check the status of your PAN using your mobile number in various ways.

Union Budget 2026 Update:Capital gains exclusion on Sovereign Gold Bonds has been restricted in Budget 2026. The exclusion from capital gains taxation at redemption is now available only to investors who originally subscribed to the SGB and held it continuously till redemption. Investors who purchase SGBs from the secondary market are not eligible for this capital gains exclusion, even if the bonds are held till redemption.Sovereign Gold Bonds (SGBs) are government-backed securities issued by the Reserve Bank of India (RBI) as an alternative to physical gold. They eliminate storage concerns, offer assured annual interest, and provide capital gains tax exclusion only to original subscribers who hold the bonds continuously till redemption, as per Budget 2026. No new Sovereign Gold Bond tranches have been announced for FY 2026–27, as per the latest updates.Key HighlightsSovereign Gold Bonds (SGBs) offer 2.5% interest per annum on the issue price, paid semi-annually.SGBs have an 8-year maturity, with premature redemption allowed after the 5th year.Capital gains on SGBs are excluded from taxation at redemption only for original subscribers who hold the bonds continuously till redemption.SGBs purchased from the secondary market do not qualify for capital gains exclusion, even if held till redemption.SGBs can be bought in the primary market (new issues) or the secondary market (stock exchanges).What is a Sovereign Gold Bond?The Government of India introduced the Sovereign Gold Bond (SGB) in November 2015 under the Gold Monetisation Scheme to offer an alternative investment to physical gold.

What is a Passport?A passport is an official identity and travel document issued by the Ministry of External Affairs. It allows Indian citizens to travel internationally and serves as valid proof of nationality. The validity of an Indian passport is 10 years for adults and 5 years for minors. There are three types of passports in India with differing issuance fees and processing times:Ordinary Passport (Blue): Issued to general Indian citizens for personal or business travel.Diplomatic Passport (Maroon): Issued to senior government officials and diplomats.Official Passport (White): Issued to individuals representing the Government of India on official assignments.To obtain a passport, an individual has to fulfil the eligibility conditions, such as being a citizen and of a certain age, and provide documents as proof of address, identity, and date of birth.What is a Passport?A passport is an official government-issued document that serves as proof of a person’s identity and nationality. It enables international travel by allowing the holder to enter and exit foreign countries legally. In India, passports are issued by the Ministry of External Affairs under the Passports Act, 1967.Indian passports are essential for:Applying for visas to travel abroadProving Indian citizenship in foreign countriesReceiving assistance from Indian embassies while overseasIt also acts as a valid identity document for various purposes within India.Why is a Passport Essential?A passport is essential because it legally authorizes international travel and acts as a globally recognized proof of identity and nationality.

The reissue of passport is necessary if your passport expires, is lost, damaged, or requires updated details. The process includes submitting the documents required for reissue of passport, filling in the application online, paying passport reissue fees and, in some cases, undergoing police verification. Key Highlights:Where to apply: Through the Passport Seva portal.Application process: Fill out the application form, pay fees, and schedule an appointment.Required documents: Differ based on reason for reissue, such as expiry, loss, or changes to personal details.Fees: Depends on booklet size and choice of service (Normal or Tatkal).Police verification: Mandatory in specific cases, like lost passports or address changes.What is Passport Reissue?Passport reissue is the process of obtaining a new passport booklet when the existing one has expired, is nearing expiry, is damaged, is lost, or has no blank visa pages.  It is also required if personal details such as name, address, or marital status need to be updated. A new passport number is issued, while your citizenship and identity remain unchanged.The application for reissue of passport must be submitted through the Passport Seva portal, supported by the required documents. Police verification for passport reissue is typically required when the name or address needs to be updated, if a passport is lost/ stolen or reissue of a passport after three years of expiry of the previous passport.Difference Between Passport Reissue and RenewalWhile both terms are often used interchangeably, they differ depending on the reason for obtaining a new passport booklet:Reissue of a passport: A passport is reissued when a new booklet is required due to the exhaustion of pages, damage, theft, loss, addition of pages, or update of particulars. In such cases, you can only apply for a reissue and not a renewal of your passport.Renewal of passport: Passport is renewed where the validity period of the passport is to be extended.

EPFO lets members withdraw their accumulated PF balance at retirement or earlier for emergencies or unemployment. With KYC, withdrawals can be done online via the UAN Member e‑Sewa portal without paperwork. EPFO 3.0, introduced recently, offers more flexibility and member convinience.   Which Form to File For PF Withdrawal?Current StatusPurposeWithdrawal TypeFormEmployedEmergency Fund or AdvancePartial WithdrawalForm 31Unemployed For less than 2 MonthsNo Withdrawal PossibleWait 2 monthsMore than 2 MonthsFull SettlementForm 19 & Form 10CRetiredMonthly PensionMonthly PensionForm 10DRetirement Final SettlementForm 19 & From 10C/10DRequirements For PF WithdrawalTo ensure than PF withdrawal application is not rejected make sure to the following requirements are complete:UAN & KYC: UAN must be activated. Also make sure to link Aadhaar and PAN, and verify it. Bank Details: Make sure that your bank account is linked with UAN.

In the Budget 2024, the government announced 3 new ‘Employment Linked Incentive’ (ELI) Schemes. These schemes provide benefits to employers and first-time employees enrolled for the EPF (Employees Provident Fund). However, activating UAN (Universal Account Number) and linking Aadhaar with the bank account is mandatory to receive the benefits under the ELI scheme. The EPFO has extended the last date for activating UAN and Aadhaar linking in your bank account to June 30, 2025. Know more about how to activate UAN, link your Aadhaar bank account and the last date for doing it.Deadline for UAN Activation and Aadhaar LinkingThe EPFO has provided a deadline for all first-time employees to activate their UAN to receive ELI scheme benefits. The EPFO initially provided that the last date for UAN activation and Aadhaar-bank linking is 2 February 2025. However, the EPFO has now extended the deadline for UAN activation and Aadhaar-bank account linking to 30 June 2025.

Linking Aadhaar with UAN is mandatory to use EPF services, file online claims, transfer PF, update details and receive benefits seamlessly. Employees can link UAN with Aadhaar to ensure faster PF withdrawal, online claim filing, and error-free KYC records.This guide explains how to link UAN with Aadhaar using online and offline methods.Key HighlightsYou can link Aadhaar with UAN via EPFO e-KYC portal (OTP/biometric), employer-assisted KYC, or by visiting the EPFO office.New EPFO rules allow Aadhaar–UAN linking even when personal details mismatch through online Joint Declaration (JD).You can check UAN–Aadhaar link status through the EPFO portal under Profile Information → Aadhaar.Methods to Link Aadhaar With Your EPF AccountMultiple online and offline methods can be used to link UAN with Aadhaar. Online MethodsThrough EPFO PortalThe option to link PF account with Aadhaar is currently unavailable. The steps to be followed earlier were:Step 1: Visit the Unified Portal of Employees’ Provident Fund and login by entering UAN and password Step 2: Click on ‘Manage’ on the top panel and then on ‘KYC’.Step 3: On the next page, under the ‘Add KYC’ tab, provide your bank, PAN, Aadhaar and passport details. Then click on ‘Submit’. After submitting, you can find these details under the ‘Pending KYC’ tab.